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  #41  
Old 03-18-2010, 02:30 PM
Strat57 Strat57 is offline
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Be a long term investor. Ride out the bad times and don't panic. Remember - buy low and sell high!
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  #42  
Old 03-18-2010, 02:33 PM
Strat57 Strat57 is offline
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In today's uncertain economy look for alternate sources of income. Can you use a hobby to make a few bucks on the side?
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  #43  
Old 03-19-2010, 05:26 PM
Strat57 Strat57 is offline
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Does your rent or mortgage consume more than 25% of your income? If so, it may be causing a cash flow crunch in your budget. You need a place to live - but look for ways to economize. Shop around for a better deal on insurance or consider refinancing at a low fixed rate.
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  #44  
Old 03-19-2010, 05:30 PM
Strat57 Strat57 is offline
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If you have a medium to large size family or can share with your friends, try joining a wholesale club and buying in bulk. take advantage of their Eyeglass, Tire and Appliance deals. There are also other advantages - for example:Costco doubles the warranty period on all electronics!
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  #45  
Old 07-19-2012, 01:34 AM
bongobro bongobro is offline
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Cool Re: Money Tips

Don't fall for those extended aftermarket warranties as are often offered on cars, appliances and electronic items.

Most automobiles have powertrain warranties of at least 50,000 miles--and in more than a few cases, 100,000 or even 120,000 miles. And many makes have five-year bumper-to-bumper warranties that cover the rest of the vehicle. In at least one highly-publicized case, an aftermarket new-car warranty company had an epic financial failure, leaving thousands of customers uninformed and uninsured.

Most appliances and electronic items don't start wearing out or breaking down until after the extended warranties expire.

If you feel you must have something to cover your financial assets, it's better to put money in a "rainy-day" account and use it toward the purchase of your next car, washing machine or TV set.
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  #46  
Old 05-19-2013, 04:43 PM
bongobro bongobro is offline
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Exclamation Money Tips

Quote:
Originally Posted by Strat57 View Post
Try to avoid Leasing a car. Buy your next car and keep a long time! An even better idea is to buy a low mileage used car.
No matter which option you choose, read the fine print when buying or leasing your next car.

Many makes of cars have incredibly low lease promotion rates ("$99 a month for 36 months!"), but they also have incredibly high restrictions (very low accumulated mileage) or are on a model you may not want or one that won't fit your needs.

In some cases, if you shop wisely, a new car with a 0% financing rate may be a better deal than a low-mileage used car. Beware, however, new-car loans are now approaching 72, 78 and even 84 months...you may be driving that car for seven years, so it had better be one you like!
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  #47  
Old 08-12-2013, 02:02 AM
bongobro bongobro is offline
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Exclamation Another advisory on extended warranties

Here's another reason to think twice when the cashier asks you "For an additional ($), would you like an extended warranty on this purchase?"

Many manufacturers, particularly those of small appliances, electronics and lawn and garden equipment, have their own warranty or replacement built right into the product packaging itself. In many cases, their warranties are better than what the store is trying to sell you.
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  #48  
Old 08-18-2013, 06:17 PM
TipsDude TipsDude is offline
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Never underestimate the value of small change. We tend to snub pennies, nickels and dimes but they can add up quicker than you think. And the very understanding of this will help you value even a dollar bill better in comparison to a 10 dollar bill. It doesn't always take the larger money to add up to something significant.
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